The Verlo Blog
Insights on AI, workflows, and the day-to-day of modern financial advising.
July 24, 2026
Email Marketing for Financial Advisors: A Starter Framework
A starter framework for advisor email marketing: list quality, segmentation, compliance, nurture sequences, metrics, and follow-up.
July 24, 2026
25 Financial Advisor Marketing Ideas to Try This Quarter
Twenty-five practical marketing ideas advisors can test this quarter, with an emphasis on focus, follow-up, compliance, and capacity.
July 24, 2026
How AI Fits Into the Financial Planning Process
A practical framework for using AI in financial planning without replacing advisor judgment, empathy, or compliance controls.
July 23, 2026
How to Choose an RIA Custodian
A practical guide to choosing an RIA custodian, including qualified custodian rules, fees, technology, service, integrations, security, and fit.
July 23, 2026
The Essential Toolkit for Today's Financial Advisor
A practical guide to financial advisor tools, including CRM, planning, portfolio, document, communication, compliance, and AI workflow software.
July 23, 2026
Succession Planning for Financial Advisors
A practical advisor succession planning guide for RIAs covering continuity, valuation, successor selection, client retention, documentation, and operational readiness.
July 22, 2026
How to Earn More (and Better) Client Referrals
Learn how financial advisors can earn more high-quality referrals through better client experience, timing, COI relationships, and disciplined follow-up.
July 22, 2026
Modern Prospecting Strategies for Financial Advisors
A practical guide to financial advisor prospecting, covering niches, referrals, warm introductions, wealth events, digital presence, and follow-up systems.
July 22, 2026
Wealth Management Trends to Watch in 2026
Explore wealth management trends for 2026, from advisor AI and personalization to private markets, client expectations, cybersecurity, and scalable operations.
July 21, 2026
Building a Referral Program for Your Advisory Practice
Learn how to build a financial advisor referral program that is client-friendly, compliance-aware, trackable, and grounded in a strong service experience.
July 21, 2026
How to Get Clients as a New Financial Advisor
A practical, compliance-aware guide for new financial advisors on getting clients through niche positioning, referrals, content, centers of influence, and consistent follow-up.
July 21, 2026
Building a Financial Advisor Succession Plan
A practical framework for building a financial advisor succession plan that protects clients, firm value, continuity, and next-generation leadership.
July 20, 2026
When Should You Hire a Financial Advisor?
There is no universal right time to hire a financial advisor. The better question is whether your decisions have become complex, consequential, or hard to manage alone.
July 20, 2026
Designing a Smooth Client Onboarding Process
A practical guide for financial advisors on building a smoother client onboarding process across discovery, compliance, document intake, transfers, communication, and 90-day follow-up.
July 20, 2026
Robo-Advisor vs. Financial Advisor: Which Is Right?
Compare robo-advisors and financial advisors by cost, service model, personalization, complexity, and when a hybrid approach may make sense.
July 19, 2026
Registered Investment Advisor Requirements, Explained
Understand registered investment advisor requirements, including SEC vs. state registration, Form ADV, IAR licensing, ongoing compliance, and operational records.
July 19, 2026
The AI Tools Every Financial Advisor Should Know About
A practical guide to AI tools for financial advisors, including meeting assistants, CRM automation, document intake, compliance review, research, and client service workflows.
July 19, 2026
What a Modern Wealth Management CRM Should Do
Learn what a modern wealth management CRM should do for financial advisors, from household intelligence and workflows to AI, integrations, and audit-ready records.
July 18, 2026
Writing a Financial Advisor Business Plan (with Template)
Use this financial advisor business plan framework to clarify your niche, service model, marketing, operations, KPIs, staffing, and growth priorities.
July 18, 2026
Charitable Giving Strategies for High-Net-Worth Clients
A practical guide to charitable giving strategies advisors can discuss with high-net-worth clients, from DAFs to appreciated assets and trusts.
July 18, 2026
How AI Is Changing the Day-to-Day Work of Financial Advisors
See how AI for financial advisors is changing meeting prep, document review, CRM updates, client service, and compliance-aware operations.
July 17, 2026
RIA Compliance Basics Every Advisor Should Master
A practical overview of RIA compliance basics, including fiduciary duty, Form ADV, policies, books and records, marketing, cybersecurity, and annual reviews.
July 17, 2026
Best CRM for Financial Advisors: Comparing the Top Options
Compare the best CRM options for financial advisors, including Redtail, Wealthbox, Salesforce FSC, Zoho, and operations-first platforms.
July 17, 2026
Social Security Claiming Strategies That Maximize Benefits
A practical guide for advisors on Social Security claiming strategies, including timing, spouse and survivor benefits, taxes, and workflow considerations.
July 16, 2026
The Wealth Management Technology Buyer's Checklist
A practical wealth management technology buyer's checklist for advisor firms evaluating CRM, planning, portfolio, reporting, AI, integrations, cost, and compliance.
July 16, 2026
Financial Advisor Marketing: A Foundational Guide
A practical financial advisor marketing guide covering positioning, SEO, referrals, content, email, events, compliance, and operational follow-through.
July 16, 2026
Choosing a CRM for Financial Advisors: A Complete Guide
A practical guide to choosing a CRM for financial advisors, including integrations, compliance workflows, adoption, AI, and total cost considerations.
July 15, 2026
Wealthtech Trends Reshaping Independent Advice
Wealthtech is reshaping advisor workflows through AI, integrated platforms, personalization, digital trust, and better client intelligence.
July 15, 2026
Lead Generation for Financial Advisors That Actually Converts
A practical guide to financial advisor lead generation built around fit, trust, nurturing, referrals, and repeatable advisor workflows.
July 15, 2026
Fee-Based vs. Fee-Only: What's the Difference?
Fee-based vs. fee-only advisor compensation explained for advisory teams that want clearer client conversations and cleaner disclosures.
July 14, 2026
High-Net-Worth Financial Planning: Special Considerations
A practical guide to high-net-worth financial planning, including taxes, estate planning, concentrated wealth, philanthropy, and advisor workflows.
July 14, 2026
AI for Wealth Management: Where Real ROI Comes From
Explore where AI for wealth management creates real ROI: advisor capacity, client service, operations, data quality, and governed workflows.
July 14, 2026
The Different Types of Financial Advisors, Compared
Compare the main types of financial advisors, what each does, how they are paid, and how clients can choose the right fit.
July 13, 2026
Wealthbox CRM: Strengths, Gaps, and Workarounds
A practical advisor-focused review of Wealthbox CRM, including strengths, limitations, implementation tips, and how AI operations can extend the workflow.
July 13, 2026
Asset Allocation Strategies for Different Life Stages
A practical guide to asset allocation strategies by life stage, with advisor workflows for goals, risk, rebalancing, and client communication.
July 13, 2026
Portfolio Management Software: A Side-by-Side Framework
A practical framework for comparing portfolio management software for advisory firms, from reporting and rebalancing to CRM, AI, and operational fit.
July 12, 2026
What's a Safe Withdrawal Rate in Retirement?
A practical guide to safe withdrawal rates, the 4% rule, taxes, spending flexibility, sequence risk, and advisor review workflows.
July 12, 2026
Meeting Notes Software for Advisors: Features That Matter
A buyer’s guide to meeting notes software for financial advisors, including transcription, CRM updates, compliance review, follow-ups, and workflow automation.
July 12, 2026
A Framework for Retirement Income Planning
A practical retirement income planning framework for advisors covering cash-flow needs, tax-aware withdrawals, risk controls, and review workflows.
July 11, 2026
Portfolio Rebalancing: When, Why, and How
A practical advisor guide to portfolio rebalancing, including drift, thresholds, tax-aware implementation, IPS governance, and client communication.
July 11, 2026
The Tax-Loss Harvesting Rules You Need to Know
A practical guide for advisors on tax-loss harvesting rules, wash sales, capital loss limits, replacement securities, and operational controls.
July 11, 2026
The 4% Rule for Retirement: Does It Still Hold Up?
A practical advisor guide to the 4% rule for retirement, where it helps, where it fails, and how to build a more adaptive income plan.
July 10, 2026
How to Choose a Financial Advisor: A Buyer's Guide
A practical buyer's guide to choosing a financial advisor: services, fiduciary status, credentials, fees, questions to ask, red flags, and fit.
July 10, 2026
AI Meeting Notes 101: Capturing Every Client Conversation
A practical guide to AI meeting notes for financial advisors: transcription, summaries, CRM updates, compliance review, follow-ups, and workflow design.
July 10, 2026
The SEC Marketing Rule: What Advisors Can and Can't Say
A practical SEC Marketing Rule guide for RIAs and advisor teams: what counts as advertising, what claims need support, and how to build auditable workflows.
July 9, 2026
Is Salesforce Financial Services Cloud Right for Your RIA?
A practical guide for RIAs evaluating Salesforce Financial Services Cloud, including fit, costs, workflows, integrations, and AI operations.
July 9, 2026
Artificial Intelligence in Wealth Management: Use Cases That Stick
Explore practical AI use cases in wealth management, from meeting prep and CRM updates to governance, client service, and advisor productivity.
July 9, 2026
Roth Conversion Strategies to Discuss With Clients
A practical advisor guide to Roth conversion strategy, including timing windows, tax-bracket planning, client workflows, and operational checks.
July 8, 2026
The Estate Planning Checklist for Every Client
Use this estate planning checklist to help clients organize assets, beneficiaries, wills, trusts, powers of attorney, healthcare directives, and advisor follow-up.
July 8, 2026
Tax-Efficient Investing Strategies for High Earners
Learn practical tax-efficient investing strategies for high earners, including asset location, tax-loss harvesting, withdrawals, charitable giving, and advisor workflows.
July 8, 2026
Financial Advisor vs. Financial Planner: Key Differences
Compare financial advisors and financial planners, including services, credentials, fiduciary questions, fees, and how advisor teams can guide clients clearly.
July 7, 2026
Reading a Monte Carlo Retirement Calculator the Right Way
Monte Carlo retirement calculators can be useful planning tools, but only when advisors explain assumptions, probabilities, limitations, and next steps clearly.
July 7, 2026
What an 'AI Financial Advisor' Actually Means in 2026
AI financial advisor can mean a chatbot, a robo platform, or an advisor operating system. Here is how wealth firms should separate hype from real workflow leverage in 2026.
July 7, 2026
How Monte Carlo Simulation Works in Retirement Planning
A practical advisor guide to using Monte Carlo simulation in retirement planning: what it measures, how to explain probabilities, and where the model can mislead clients.
July 6, 2026
The Great Wealth Transfer: How Advisors Should Prepare
How advisors can prepare for the great wealth transfer with family communication, estate workflows, next-gen relationships, and better client records.
July 6, 2026
What to Look for in an AI Notetaker (and What to Avoid)
How financial advisors should evaluate an AI notetaker: accuracy, compliance controls, CRM workflows, security, consent, and follow-through.
July 6, 2026
Sequence of Returns Risk and How to Manage It
A practical guide to sequence of returns risk for advisors: why early retirement losses matter, mitigation strategies, and workflow controls.
July 5, 2026
Choosing an AI Meeting Assistant for Client Calls
A practical guide for advisory firms evaluating AI meeting assistants for client calls, notes, CRM updates, consent, compliance, and workflows.
July 5, 2026
What Is Tax-Loss Harvesting and Who Benefits Most?
Tax-loss harvesting explained for advisors: how it works, wash sale risks, who benefits, and how to operationalize it responsibly.
July 5, 2026
Required Minimum Distribution Rules for 2026
A practical advisor guide to 2026 RMD rules, deadlines, calculations, tax issues, QCDs, Roth exceptions, and workflow controls.
July 4, 2026
Financial Planning Software: Matching Tools to Your Process
How advisors can evaluate financial planning software by planning philosophy, client experience, integrations, workflow fit, and operational discipline.
July 4, 2026
The Financial Advisor Software Stack, Explained
A practical breakdown of financial advisor software categories, from CRM and planning to portfolio reporting, document workflows, AI, and integrations.
July 4, 2026
Fee-Only Financial Advisors: Pros, Cons, and How They're Paid
A practical guide to fee-only financial advisors, how they are paid, where conflicts can still appear, and how advisor teams can explain compensation clearly.
July 3, 2026
ACAT Transfers Explained: Timelines and Common Pitfalls
A practical advisor-grade guide to ACAT transfer timelines, process steps, common rejection causes, and operational controls that help reduce account transfer delays.
July 3, 2026
Financial Advisor Fees: A Transparent Breakdown
A clear breakdown of financial advisor fees, including AUM, flat, hourly, retainer, subscription, commission, wrap, and investment costs.
July 3, 2026
How Much Does a Financial Advisor Cost?
Learn how much a financial advisor costs, including AUM fees, hourly rates, flat planning fees, retainers, commissions, and questions to ask before hiring.
July 2, 2026
What Does a Financial Advisor Actually Do?
A clear guide to what financial advisors do: planning, investments, tax coordination, retirement, estate conversations, client behavior, and ongoing service.
July 2, 2026
Getting the Most Out of Redtail CRM
A practical Redtail CRM guide for advisor teams: workflows, integrations, client records, adoption habits, and where AI can reduce manual admin work.
July 2, 2026
What Is a Fiduciary? A Clear Explanation for Clients
A plain-English guide to what a fiduciary is, how fiduciary duty works, and how advisor teams can explain conflicts, fees, and client-first obligations.
July 1, 2026
Tax-Loss Harvesting: A Plain-English Guide
A plain-English guide to tax-loss harvesting, wash sale rules, tax-lot strategy, and advisor workflows for taxable investment accounts.
July 1, 2026
Trust vs. Will: Which Does Your Client Need?
Explain trust vs. will planning in client-friendly terms, including probate, incapacity, privacy, beneficiaries, and advisor workflow considerations.
July 1, 2026
Donor-Advised Funds: A Tax-Smart Giving Tool
Learn how donor-advised funds work, when they may support tax-smart charitable giving, and what advisors should document before clients contribute assets.
June 30, 2026
The Backdoor Roth IRA, Step by Step
A step-by-step advisor guide to the backdoor Roth IRA strategy, including contribution limits, Form 8606, the pro rata rule, timing, and client workflow notes.
June 30, 2026
What a Fiduciary Financial Advisor Is (and Why It Matters)
A clear guide to what a fiduciary financial advisor is, how fiduciary duty differs from suitability, and how advisors can document client-first advice.
June 30, 2026
Understanding Minimum Required Distributions
A practical advisor guide to required minimum distributions, RMD timing, calculations, tax planning, QCDs, Roth conversions, and client workflow controls.
June 27, 2026
529 Plans: A Complete Guide for Families
A practical guide to 529 plans: how they work, qualified expenses, tax benefits, financial aid considerations, Roth rollover rules, and planning mistakes to avoid.
June 27, 2026
Financial Advisor CRM Automation: The Workflows Worth Automating First
A practical guide to financial advisor CRM automation: which workflows to automate, where AI helps, and how firms can improve follow-up without losing oversight.